Terms and Conditions

Your use of this website is subject to the following terms and conditions. If you do not agree to these conditions, you must not use this website.

This website is intended to provide general information only and, as such, does not claim to be or constitute professional advice.

Users should seek appropriate advice before taking or refraining from taking any action in reliance on any information contained in this website. Some of the material on this site may have been prepared some time ago. Clifford James Consultants Limited is not responsible for any loss which may arise from accessing, using or reliance on any such information.

The contents of this site are for general information purposes only. Whilst we endeavour to ensure that the information on this site is correct, no warranty, express or implied, is given as to its accuracy and we do not accept any liability for error or omission. Clifford James Consultants Limited does not accept any responsibility for any loss which may arise from accessing or reliance on information contained in this site. In addition, we shall not be liable for any damage (including, without limitation, damage for loss of business or loss of profits) arising in contract, tort or otherwise from the use of, or inability to use, this site or any material contained in it, or from any action or decision taken as a result of using this site or any such material.

This Website may include hyperlinks to Websites operated by other parties and content posted by visitors to our Website. We are not responsible for examining or evaluating them and their inclusion does not imply our endorsement of their content. We are therefore not responsible for the content of external Internet sites that link to this site or which are linked from it. Nor are we responsible for any content posted to this Website by visitors.

The views expressed in the articles, reports, reviews and other contributions to this site are those of the authors and do not necessarily reflect the views of the officers, Employees, Owners or any member of Clifford James Consultants Limited.

Our privacy policy contains important information about Clifford James Consultants including information provided in accordance with the European Data Protection Directive.

Website Ownership

This website is owned and operated by Clifford James Consultants Limited, whose Registered Office 10 Blenheim Gardens, Pegswood, Northumberland NE61 6TF. Registered in England & Wales No 5992770.

Copyright Notice

The contents of this site are protected by copyright under English and international law.

Users are permitted to read the contents of this site and make copies for their own personal use. They may also give copies to colleagues for their personal use on terms that Clifford James Consultants Limited is acknowledged as the source, the text is not altered in any way and the attention of the recipients is drawn to this warning. All other use and copying of any of the contents of this site is prohibited. Copying from Websites of third parties is subject to any requirements applicable to those sites.