Your use of this website is subject to the following terms and conditions. If you do not agree to these conditions, you must not use this website.

This website is intended to provide general information only and, as such, does not claim to be or constitute professional advice.

Users should seek appropriate advice before taking or refraining from taking any action in reliance on any information contained in this website. Some of the material on this site may have been prepared some time ago. Clifford James Consultants is not responsible for any loss which may arise from accessing, using or reliance on any such information.

The contents of this site are for general information purposes only. Whilst we endeavour to ensure that the information on this site is correct, no warranty, express or implied, is given as to its accuracy and we do not accept any liability for error or omission. Clifford James Consultants does not accept any responsibility for any loss which may arise from accessing or reliance on information contained in this site. In addition, we shall not be liable for any damage (including, without limitation, damage for loss of business or loss of profits) arising in contract, tort or otherwise from the use of, or inability to use, this site or any material contained in it, or from any action or decision taken as a result of using this site or any such material.

This Website may include hyperlinks to Websites operated by other parties and content posted by visitors to our Website. We are not responsible for examining or evaluating them and their inclusion does not imply our endorsement of their content. We are therefore not responsible for the content of external Internet sites that link to this site or which are linked from it. Nor are we responsible for any content posted to this Website by visitors.

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Our privacy policy contains important information about Clifford James Consultants including information provided in accordance with the European Data Protection Directive.

Website Ownership

This website is owned and operated by Clifford James Consultants, whose office is at Clifford James Consultants, PO Box 252, Morpeth, Northumberland, NE61 9DJ. The PO Box address is used in conjunction with our registered address at The Close, Clifford James Court, Park House Farm, Morpeth, Northumberland, NE61 6JY.

Trading Name Notice

Clifford James Consultants is a trading name of Stewart Fairhurst. All rights are reserved by Stewart Fairhurst including and not limted to all propriertorship and ownership rights.

Copyright Notice

The contents of this site are protected by copyright under English and international law.

Users are permitted to read the contents of this site and make copies for their own personal use. They may also give copies to colleagues for their personal use on terms that Clifford James Consultants is acknowledged as the source, the text is not altered in any way and the attention of the recipients is drawn to this warning. All other use and copying of any of the contents of this site is prohibited. Copying from Websites of third parties is subject to any requirements applicable to those sites.